Financing

CozePod — Financing With Shop Pay

Make Comfort Affordable

Order now, pay over time. With Shop Pay, you can split your CozePod order into easy installments — with as low as 0% APR for eligible purchases.

Plus, Shop Pay helps fund carbon removal at no extra cost to you.

How it works

1. Add your sofa to cart and proceed to checkout.
2. Choose Shop Pay and select Pay in installments.
3. Get a fast decision, then complete your order in seconds.

Why customers love Shop Pay

• Quick decision at checkout.
• Flexible plans: 4 interest-free bi-weekly payments, or monthly installments up to 24 months (options vary by order amount and eligibility).
• No late fees and no hidden fees — ever.
• Receive your CozePod now, pay over time.

Example payment options (illustrative)

For a $1,200 order:

• 4 bi-weekly payments (0% APR): $300 every 2 weeks.
• 12 monthly payments (15% APR): ~$108.27/month. Actual offers are shown at checkout and depend on your eligibility.

CozePod perks that pair perfectly with financing

• 45-Day Home Trial: Try your sofa at home. If it’s not a fit, we’ll arrange an in-home pickup for returns (standard pickup fee applies).
• Free shipping in compact, easy-to-move boxes.
• Ready to order: All sofas ship fast — no custom wait times.

FAQs

What is Shop Pay Installments?

A checkout option that lets you split your purchase into 4 interest-free bi-weekly payments or monthly installments with as low as 0% APR. Terms shown at checkout.

Am I eligible?

Availability and plan types are determined by Affirm (Shop Pay’s financing partner) and vary by country and order amount. You’ll see your options after selecting Shop Pay at checkout.

Will checking my eligibility impact my credit score?

Checking eligibility won’t affect your credit score. Late or missed payments could affect your credit and future eligibility.

Are there late fees or hidden fees?

No. There are no late fees and no hidden fees.

How do returns work if I used Shop Pay Installments?

Start your return with CozePod. Once processed, your Shop Pay / Affirm payment schedule is updated and any refund is applied to your original payment method. Interest already paid on interest-bearing plans isn’t refundable.

Is there an order limit?

Limits are set by Affirm and vary by region and merchant. Your available limit and plan options appear during checkout.

Good to know (disclosures)

• Payment options through Shop Pay Installments are provided by Affirm and are subject to eligibility.
• APR ranges: U.S. plans typically range 0%–36% APR; Not all customers will qualify for 0% APR. Plan availability, terms, and maximum order amounts vary.
• A down payment may be required. Some purchase types (e.g., gift cards) aren’t eligible.
• For state & provincial notices, licensing, and lender information, see the Affirm disclosures linked at checkout.

Ready when you are

Shop your CozePod sofa today and choose Shop Pay at checkout.

Shop CozePod Sofas